ActaUruguay · data to Sep 2026

The Register · Uruguay

Banco Santander

Number 2 of 11 banks in Uruguay by loans, data to Sep 2026. Every figure is as filed with the Banco Central del Uruguay, and each traces to a document and its SHA-256 fingerprint.

US$6,502mLoans, Sep 2026
21.09%Of the system's loans: number 2 of 11 banks
+7.2%Change in twelve months at constant exchange rates
US$7,823mDeposits, +0.1% in twelve months

Deposit insurance here: up to about US$10,000 per depositor and per bank, on the conditions set out below. Above that, a deposit rests on the bank and its owner.

Ownership

Who owns it, and what changed.

Loans over time

Banco Santander's loan book, Sep 2023 to Sep 2026.

DateMillion pesos
Sep 2026261,954.6
Jun 2026242,706.0
Mar 2026237,709.6
Dec 2025236,570.6
Sep 2025242,904.1
Jun 2025238,184.1
Mar 2025242,405.3
Dec 2024233,730.3
Sep 2024225,954.0
Jun 2024207,221.5
Mar 2024195,217.5
Dec 2023195,406.4
Sep 2023185,698.3

Gross loans to the non-financial sector (current and past-due, private resident and non-resident and public), before impairment; excludes balances at the BCU and loans to financial institutions. Quarter-ends and the latest month, in local currency as filed. Dollar figures above: BCU-SSF, thousands of pesos; converted at the BCU US-dollar (billete) buying rate of the last business day of each month; twelve-month changes at constant exchange rates.

Safety net and sources

What stands behind a deposit here.

  1. US$10,000 per person and per bank for foreign-currency deposits, plus UI 250,000 (inflation-indexed units, about US$41,600) for peso deposits, principal and accrued interest; individuals and companies of the non-financial sector, excluding central government and the BPS (COPAB, Fondo de Garantía de Depósitos Bancarios; Recopilación de Normas de Protección del Ahorro Bancario, art. 23).
    Recopilación de Normas de Protección del Ahorro Bancario (incl. Decreto 142/16), arts. 20, 21, 23 · Corporación de Protección del Ahorro Bancario (COPAB) · sha256 8f1dc10a44b1
    ¿Hasta qué monto están cubiertos los depósitos? (page updated 20 Oct 2026) · Corporación de Protección del Ahorro Bancario (COPAB) · sha256 dd56eea353a8
  2. Boletín informativo SSF, bancos oficiales, 09/2026 · Banco Central del Uruguay, Superintendencia de Servicios Financieros · sha256 ec6f64fc79f7
  3. All 149 source files for Uruguay, each with its fingerprint
  4. Cite as: Acta, The Register, Banco Santander, data to Sep 2026. https://www.actaregistro.com/register/uruguay/banco-santander
Right of reply

If something here is wrong, tell us.

Figures are printed as filed with the BCU. If you speak for Banco Santander and believe a figure or an ownership line is wrong, write to us and to the supervisor; corrections are made in public.

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