ActaPeru · data to Aug 2026

The Register · Peru

Santander Consumer Bank

Number 12 of 20 banks in Peru by loans, data to Aug 2026. Every figure is as filed with the Superintendencia de Banca, Seguros y AFP, and each traces to a document and its SHA-256 fingerprint.

US$787mLoans, Aug 2026
0.66%Of the system's loans: number 12 of 20 banks
+13.8%Change in twelve months at constant exchange rates
US$450mDeposits, +21.4% in twelve months

Deposit insurance here: up to about US$36,585 per depositor and per bank, on the conditions set out below. Above that, a deposit rests on the bank and its owner.

Ownership

Who owns it, and what changed.

Loans over time

Santander Consumer Bank's loan book, Sep 2023 to Aug 2026.

DateMillion soles
Aug 20262,645.0
Jun 20262,557.5
Mar 20262,461.3
Dec 20252,363.6
Sep 20252,328.3
Jun 20252,306.2
Mar 2025–
Dec 2024–
Sep 2024–
Jun 2024–
Mar 2024–
Dec 2023–
Sep 2023–

Gross direct loans (current, refinanced and restructured, and past due), before provisions. Quarter-ends and the latest month, in local currency as filed. Dollar figures above: SBS, thousands of soles; converted at each month's SBS accounting exchange rate (month-end, the rate the banks' dollar books are stated at; within 0.5% of the BCRP month-end interbank rate); twelve-month changes at constant exchange rates.

Safety net and sources

What stands behind a deposit here.

  1. S/ 123,000 per depositor and per bank, about US$36,585, for September to November 2026; the FSD re-sets the limit each quarter. It covers named deposits (demand, savings, term and CTS, with interest) of individuals and private non-profits; other companies are covered on demand deposits only (Fondo de Seguro de Depósitos; Ley 26702, art. 153).
    Cobertura (monto máximo de cobertura, setiembre – noviembre 2026) · Fondo de Seguro de Depósitos · sha256 e0ac02f0b8a9
  2. Balance General por Empresa Bancaria, agosto 2026 · Superintendencia de Banca, Seguros y AFP · sha256 e3ba1f63e3aa
  3. Tipo de cambio fin de periodo, interbancario promedio (PN01216PM), ene 2023 - ago 2026 · Banco Central de Reserva del Perú · sha256 94892ecdfe25
  4. All 45 source files for Peru, each with its fingerprint
  5. Cite as: Acta, The Register, Santander Consumer Bank, data to Aug 2026. https://www.actaregistro.com/register/peru/santander-consumer-bank
Right of reply

If something here is wrong, tell us.

Figures are printed as filed with the SBS. If you speak for Santander Consumer Bank and believe a figure or an ownership line is wrong, write to us and to the supervisor; corrections are made in public.

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