ActaUruguay · data to Sep 2026

The Register · Uruguay

Banque Heritage (Uruguay)

Number 8 of 11 banks in Uruguay by loans, data to Sep 2026. Every figure is as filed with the Banco Central del Uruguay, and each traces to a document and its SHA-256 fingerprint.

US$335mLoans, Sep 2026
1.09%Of the system's loans: number 8 of 11 banks
+50.9%Change in twelve months at constant exchange rates
US$687mDeposits, +12.0% in twelve months

Deposit insurance here: up to about US$10,000 per depositor and per bank, on the conditions set out below. Above that, a deposit rests on the bank and its owner.

Ownership

Who owns it, and what changed.

  • No owner group on file. The Register names an owner only where a document shows it.
Loans over time

Banque Heritage (Uruguay)'s loan book, Sep 2023 to Sep 2026.

DateMillion pesos
Sep 202613,480.1
Jun 202611,587.7
Mar 202611,777.6
Dec 202511,028.3
Sep 20258,861.5
Jun 20258,368.2
Mar 20258,467.6
Dec 20248,865.0
Sep 20247,864.8
Jun 20248,099.5
Mar 20247,301.2
Dec 20237,541.7
Sep 20236,347.8

Gross loans to the non-financial sector (current and past-due, private resident and non-resident and public), before impairment; excludes balances at the BCU and loans to financial institutions. Quarter-ends and the latest month, in local currency as filed. Dollar figures above: BCU-SSF, thousands of pesos; converted at the BCU US-dollar (billete) buying rate of the last business day of each month; twelve-month changes at constant exchange rates.

Safety net and sources

What stands behind a deposit here.

  1. US$10,000 per person and per bank for foreign-currency deposits, plus UI 250,000 (inflation-indexed units, about US$41,600) for peso deposits, principal and accrued interest; individuals and companies of the non-financial sector, excluding central government and the BPS (COPAB, Fondo de Garantía de Depósitos Bancarios; Recopilación de Normas de Protección del Ahorro Bancario, art. 23).
    Recopilación de Normas de Protección del Ahorro Bancario (incl. Decreto 142/16), arts. 20, 21, 23 · Corporación de Protección del Ahorro Bancario (COPAB) · sha256 8f1dc10a44b1
    ¿Hasta qué monto están cubiertos los depósitos? (page updated 20 Oct 2026) · Corporación de Protección del Ahorro Bancario (COPAB) · sha256 dd56eea353a8
  2. Boletín informativo SSF, bancos oficiales, 09/2026 · Banco Central del Uruguay, Superintendencia de Servicios Financieros · sha256 ec6f64fc79f7
  3. All 149 source files for Uruguay, each with its fingerprint
  4. Cite as: Acta, The Register, Banque Heritage (Uruguay), data to Sep 2026. https://www.actaregistro.com/register/uruguay/banque-heritage-uruguay
Right of reply

If something here is wrong, tell us.

Figures are printed as filed with the BCU. If you speak for Banque Heritage (Uruguay) and believe a figure or an ownership line is wrong, write to us and to the supervisor; corrections are made in public.

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