Banco Efectiva
Number 17 of 20 banks in Peru by loans, data to Aug 2026. Every figure is as filed with the Superintendencia de Banca, Seguros y AFP, and each traces to a document and its SHA-256 fingerprint.
Deposit insurance here: up to about US$36,585 per depositor and per bank, on the conditions set out below. Above that, a deposit rests on the bank and its owner.
Who owns it, and what changed.
- No owner group on file. The Register names an owner only where a document shows it.
Banco Efectiva's loan book, Sep 2023 to Aug 2026.
| Date | Million soles |
|---|---|
| Aug 2026 | 1,443.5 |
| Jun 2026 | 1,423.1 |
| Mar 2026 | – |
| Dec 2025 | – |
| Sep 2025 | – |
| Jun 2025 | – |
| Mar 2025 | – |
| Dec 2024 | – |
| Sep 2024 | – |
| Jun 2024 | – |
| Mar 2024 | – |
| Dec 2023 | – |
| Sep 2023 | – |
Gross direct loans (current, refinanced and restructured, and past due), before provisions. Quarter-ends and the latest month, in local currency as filed. Dollar figures above: SBS, thousands of soles; converted at each month's SBS accounting exchange rate (month-end, the rate the banks' dollar books are stated at; within 0.5% of the BCRP month-end interbank rate); twelve-month changes at constant exchange rates.
What stands behind a deposit here.
- S/ 123,000 per depositor and per bank, about US$36,585, for September to November 2026; the FSD re-sets the limit each quarter. It covers named deposits (demand, savings, term and CTS, with interest) of individuals and private non-profits; other companies are covered on demand deposits only (Fondo de Seguro de Depósitos; Ley 26702, art. 153).
Cobertura (monto máximo de cobertura, setiembre – noviembre 2026) · Fondo de Seguro de Depósitos · sha256 e0ac02f0b8a9 - Balance General por Empresa Bancaria, agosto 2026 · Superintendencia de Banca, Seguros y AFP · sha256 e3ba1f63e3aa
- Tipo de cambio fin de periodo, interbancario promedio (PN01216PM), ene 2023 - ago 2026 · Banco Central de Reserva del Perú · sha256 94892ecdfe25
- All 45 source files for Peru, each with its fingerprint
- Cite as: Acta, The Register, Banco Efectiva, data to Aug 2026. https://www.actaregistro.com/register/peru/banco-efectiva
If something here is wrong, tell us.
Figures are printed as filed with the SBS. If you speak for Banco Efectiva and believe a figure or an ownership line is wrong, write to us and to the supervisor; corrections are made in public.