ActaEcuador · data to Sep 2026

The Register · Ecuador

Banco Pichincha

Number 1 of 26 banks in Ecuador by loans, data to Sep 2026. Every figure is as filed with the Superintendencia de Bancos del Ecuador, and each traces to a document and its SHA-256 fingerprint.

US$14,994mLoans, Sep 2026
24.89%Of the system's loans: number 1 of 26 banks
+8.7%Change in twelve months
US$19,380mDeposits, +13.2% in twelve months

Deposit insurance here: up to about US$32,000 per depositor and per bank, on the conditions set out below. Above that, a deposit rests on the bank and its owner.

Ownership

Who owns it, and what changed.

  • No owner group on file. The Register names an owner only where a document shows it.
Loans over time

Banco Pichincha's loan book, Sep 2023 to Sep 2026.

DateUS$ million
Sep 202614,994.4
Jun 202614,774.6
Mar 202614,176.5
Dec 202513,856.0
Sep 202513,788.7
Jun 202513,772.4
Mar 202513,327.7
Dec 202412,945.9
Sep 202412,371.1
Jun 202412,151.8
Mar 202411,655.9
Dec 202311,543.2
Sep 202311,423.7

Gross loans (account 14, loan book, before account 1499, provisions for loan losses). Quarter-ends and the latest month, in local currency as filed. Dollar figures above: Superintendencia de Bancos, thousands of US dollars (legal tender); converted to US$ millions.

Safety net and sources

What stands behind a deposit here.

  1. US$32,000 per depositor and per bank (COSEDE): by law twice the basic income-tax exemption, but never less than US$32,000 (Código Orgánico Monetario y Financiero, art. 328). It covers private banks; the three public banks are outside the scheme (art. 322).
    Seguro de Depósitos, sector financiero privado: legislación vigente (COMF arts. 319-328) · COSEDE · sha256 1b8e008e004b
    COSEDE presentation, October 2025: 'Bancos US$ 32.000 por depositante y por entidad'; art. 322 COMF (private and popular and solidarity sectors) · COSEDE (hosted by Fogafín) · sha256 f5c9c69706b7
  2. Boletín financiero mensual, bancos privados, 2026-09 · Superintendencia de Bancos del Ecuador · sha256 a312066bfaf8
  3. All 124 source files for Ecuador, each with its fingerprint
  4. Cite as: Acta, The Register, Banco Pichincha, data to Sep 2026. https://www.actaregistro.com/register/ecuador/banco-pichincha
Right of reply

If something here is wrong, tell us.

Figures are printed as filed with the SB. If you speak for Banco Pichincha and believe a figure or an ownership line is wrong, write to us and to the supervisor; corrections are made in public.

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