Banco Guayaquil
Number 2 of 26 banks in Ecuador by loans, data to Sep 2026. Every figure is as filed with the Superintendencia de Bancos del Ecuador, and each traces to a document and its SHA-256 fingerprint.
Deposit insurance here: up to about US$32,000 per depositor and per bank, on the conditions set out below. Above that, a deposit rests on the bank and its owner.
Who owns it, and what changed.
- No owner group on file. The Register names an owner only where a document shows it.
Banco Guayaquil's loan book, Sep 2023 to Sep 2026.
| Date | US$ million |
|---|---|
| Sep 2026 | 7,591.9 |
| Jun 2026 | 7,455.6 |
| Mar 2026 | 7,217.0 |
| Dec 2025 | 6,817.5 |
| Sep 2025 | 6,362.4 |
| Jun 2025 | 6,172.5 |
| Mar 2025 | 6,033.8 |
| Dec 2024 | 5,758.6 |
| Sep 2024 | 5,625.2 |
| Jun 2024 | 5,424.4 |
| Mar 2024 | 5,321.1 |
| Dec 2023 | 5,192.3 |
| Sep 2023 | 5,024.7 |
Gross loans (account 14, loan book, before account 1499, provisions for loan losses). Quarter-ends and the latest month, in local currency as filed. Dollar figures above: Superintendencia de Bancos, thousands of US dollars (legal tender); converted to US$ millions.
What stands behind a deposit here.
- US$32,000 per depositor and per bank (COSEDE): by law twice the basic income-tax exemption, but never less than US$32,000 (Código Orgánico Monetario y Financiero, art. 328). It covers private banks; the three public banks are outside the scheme (art. 322).
Seguro de Depósitos, sector financiero privado: legislación vigente (COMF arts. 319-328) · COSEDE · sha256 1b8e008e004b
COSEDE presentation, October 2025: 'Bancos US$ 32.000 por depositante y por entidad'; art. 322 COMF (private and popular and solidarity sectors) · COSEDE (hosted by Fogafín) · sha256 f5c9c69706b7 - Boletín financiero mensual, bancos privados, 2026-09 · Superintendencia de Bancos del Ecuador · sha256 a312066bfaf8
- All 124 source files for Ecuador, each with its fingerprint
- Cite as: Acta, The Register, Banco Guayaquil, data to Sep 2026. https://www.actaregistro.com/register/ecuador/banco-guayaquil
If something here is wrong, tell us.
Figures are printed as filed with the SB. If you speak for Banco Guayaquil and believe a figure or an ownership line is wrong, write to us and to the supervisor; corrections are made in public.