ActaEcuador · data to Sep 2026

The Register · Ecuador

Banco General Rumiñahui

Number 12 of 26 banks in Ecuador by loans, data to Sep 2026. Every figure is as filed with the Superintendencia de Bancos del Ecuador, and each traces to a document and its SHA-256 fingerprint.

US$1,099mLoans, Sep 2026
1.82%Of the system's loans: number 12 of 26 banks
+17.7%Change in twelve months
US$1,288mDeposits, +15.1% in twelve months

Deposit insurance here: up to about US$32,000 per depositor and per bank, on the conditions set out below. Above that, a deposit rests on the bank and its owner.

Ownership

Who owns it, and what changed.

  • No owner group on file. The Register names an owner only where a document shows it.
Loans over time

Banco General Rumiñahui's loan book, Sep 2023 to Sep 2026.

DateUS$ million
Sep 20261,099.1
Jun 20261,047.7
Mar 20261,005.9
Dec 2025979.6
Sep 2025933.6
Jun 2025887.7
Mar 2025891.9
Dec 2024901.0
Sep 2024876.9
Jun 2024865.3
Mar 2024878.2
Dec 2023852.4
Sep 2023841.5

Gross loans (account 14, loan book, before account 1499, provisions for loan losses). Quarter-ends and the latest month, in local currency as filed. Dollar figures above: Superintendencia de Bancos, thousands of US dollars (legal tender); converted to US$ millions.

Safety net and sources

What stands behind a deposit here.

  1. US$32,000 per depositor and per bank (COSEDE): by law twice the basic income-tax exemption, but never less than US$32,000 (Código Orgánico Monetario y Financiero, art. 328). It covers private banks; the three public banks are outside the scheme (art. 322).
    Seguro de Depósitos, sector financiero privado: legislación vigente (COMF arts. 319-328) · COSEDE · sha256 1b8e008e004b
    COSEDE presentation, October 2025: 'Bancos US$ 32.000 por depositante y por entidad'; art. 322 COMF (private and popular and solidarity sectors) · COSEDE (hosted by Fogafín) · sha256 f5c9c69706b7
  2. Boletín financiero mensual, bancos privados, 2026-09 · Superintendencia de Bancos del Ecuador · sha256 a312066bfaf8
  3. All 124 source files for Ecuador, each with its fingerprint
  4. Cite as: Acta, The Register, Banco General Rumiñahui, data to Sep 2026. https://www.actaregistro.com/register/ecuador/banco-general-ruminahui
Right of reply

If something here is wrong, tell us.

Figures are printed as filed with the SB. If you speak for Banco General Rumiñahui and believe a figure or an ownership line is wrong, write to us and to the supervisor; corrections are made in public.

Write to the editors Our reply policy

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