BAC Credomatic Costa Rica
Number 2 of 14 banks in Costa Rica by loans, data to Sep 2026. Every figure is as filed with the Superintendencia General de Entidades Financieras, and each traces to a document and its SHA-256 fingerprint.
US$9,125mLoans, Sep 2026
18.76%Of the system's loans: number 2 of 14 banks
+5.0%Change in twelve months at constant exchange rates
US$10,934mDeposits
Ownership
Who owns it, and what changed.
- Regional group: BAC (BAC Holding International / BAC International Bank). 100%.
BAC corporate presentation, IIQ 2026, p. 3 (group structure) · BAC Holding International · sha256 0772b763cc64
Sister banks in the Register: BAC International Bank (Panamá), BAC Credomatic (Honduras), Banco de América Central (El Salvador)
Loans over time
BAC Credomatic Costa Rica's loan book, Sep 2023 to Sep 2026.
| Date | Million colones |
|---|---|
| Sep 2026 | 4,138,855.4 |
| Jun 2026 | 4,029,187.1 |
| Mar 2026 | 3,999,797.9 |
| Dec 2025 | 4,231,648.7 |
| Sep 2025 | 4,171,480.2 |
| Jun 2025 | 4,106,994.6 |
| Mar 2025 | 3,995,190.3 |
| Dec 2024 | 3,958,676.0 |
| Sep 2024 | 3,854,803.6 |
| Jun 2024 | 3,725,753.4 |
| Mar 2024 | 3,532,399.5 |
| Dec 2023 | 3,571,407.7 |
| Sep 2023 | 3,455,650.4 |
Gross loans (current and late up to 90 days, plus over 90 days and in collection). Quarter-ends and the latest month, in local currency as filed. Dollar figures above: SUGEF, colones; dollar figures at 453.56 per US$ for every month (US Treasury, 30 Sep 2026); twelve-month loan changes at constant exchange rates.
Safety net and sources
What stands behind a deposit here.
- ₡6,000,000 per person and per bank, about US$13,229, whatever the currency of the deposit; principal only (Fondo de Garantía de Depósitos, BCCR). BANHVI is outside the fund. At the two state commercial banks, Banco Nacional and Banco de Costa Rica, the fund pays first and the State's guarantee covers balances above ₡6m (FGD rules, art. 19; Ley 1644, art. 4).
Fondo de Garantía de Depósitos · Banco Central de Costa Rica · sha256 73a5a59e4c7e
Reglamento de gestión del FGD y de las OFG, v5 (19 Aug 2024), art. 19 and considerando IX · SUGEF / CONASSIF · sha256 fe5ca02375c1 - Balance de situación, análisis financiero: BAC Credomatic Costa Rica · SUGEF · sha256 8f4f335c6d39
- Treasury Reporting Rates of Exchange, 30 Sep 2026 (Costa Rica-Colon 453.56) · US Treasury, Bureau of the Fiscal Service · sha256 2425b90d9e6a
- Cite as: Acta, The Register, BAC Credomatic Costa Rica, data to Sep 2026. https://www.actaregistro.com/register/costa-rica/bac-credomatic-costa-rica
Right of reply
If something here is wrong, tell us.
Figures are printed as filed with the SUGEF. If you speak for BAC Credomatic Costa Rica and believe a figure or an ownership line is wrong, write to us and to the supervisor; corrections are made in public.